[longhairpokem]

have been a bit down lately. work is slow no custumers = no money, no money = bills pileing up not getting payed no money = no meds, no meds, and bills adding up = stress and depression and anxiety... Just wish the bill collectors would leave me the @!#* alone when I get some money to pay the bill I will call them!!! Money is pretty shity when there is not ehough it can cause lots of stress w family and what not O-well hope things get better real soon.. Just trying to hang in there....

[Au_Hunter]

Originally Posted by longhairpokem

have been a bit down lately. work is slow no custumers = no money, no money = bills pileing up not getting payed no money = no meds, no meds, and bills adding up = stress and depression and anxiety... Just wish the bill collectors would leave me the @!#* alone when I get some money to pay the bill I will call them!!! Money is pretty shity when ther is not ehough it can cause lots of stress w family and what not O-well hope things get better real soon.. Just trying to hang in there....

I'm sorry LHP...

Ya, a lot of us have had to "tighten our belts" due to the increasing cost of living.

The continual calls really do have a negative impact when you just can't do any more, but past experience has taught me that if I step up and take control by contacting the debt holders and insure them that you are willing to work with them within your means you will find *most* not all, willing to work with you.

This way you end the "knowing" that they will continue calling. Even $1.00 each month showes you are a responsible customer and not "blowing off" your responsibility, which is personally empowering.

The current situation leaves one feeling like a failure, (it did me anyway, no "projecting" onto others) so a little positive step may help you feel better.

Besides, just ignoring the problem only makes it worse. If you don't respond, then you can expect more trouble and costs if you default.

A few late payments and even paying less than is better for your credit rating than a default.

Gotta do whats right for the family first, but talk with the owner of your favorite coop too.

I learned the hard way that there is much compassion out there if one will ask. All are willing to help as they can and if I had more than enough right now, I'd pass ya a few flowers to get ya through.

I hope I'm not "interfearing or offending" by offering a couple tips I learned along my journey, but I survived the pits of depression myself and just wish to help if I can.

Much luv to ya for caring enough to share

[labrat]

Originally Posted by longhairpokem

have been a bit down lately. work is slow no custumers = no money, no money = bills pileing up not getting payed no money = no meds, no meds, and bills adding up = stress and depression and anxiety... Just wish the bill collectors would leave me the @!#* alone when I get some money to pay the bill I will call them!!! Money is pretty shity when there is not ehough it can cause lots of stress w family and what not O-well hope things get better real soon.. Just trying to hang in there....

i think alot of us can relate where yer coming from!! ive been there,and am there now!! i think alot of us are in the same boat!!! just hang in there its gonna get better!!!! 9it usually does) i can run my story down to ya!! but its a never ending story!!! i have all the above and alot more!!! its a matter of being strong and fighting these demons like a mo fo!!! and you cant give up!!! cause it is gonna get better!!! i use to tell alot of jokes and clown around on W,T, and got alot of rep from people saying i made there day!!!! man that made me soooo happy and i would laugh!!! (wish i could remember the last laugh i had) so my friend your in our prayers,THINGS WILL GET BETTER FOR YOU SOON !!! just hang in there !! there is somebody always worse off!! good luck !! and stay healthy! it takes a warrior to deal with the neg thing some of us have to go through!!! peace lab rat 58yrs old and and fighting the big "C"

[poly]

Originally Posted by longhairpokem

have been a bit down lately. work is slow no custumers = no money, no money = bills pileing up not getting payed no money = no meds, no meds, and bills adding up = stress and depression and anxiety... Just wish the bill collectors would leave me the @!#* alone when I get some money to pay the bill I will call them!!! Money is pretty shity when there is not ehough it can cause lots of stress w family and what not O-well hope things get better real soon.. Just trying to hang in there....

I'm in the sameoooooo f............k it. I hope you get better soon

[modern_talkin]

Everything is gonna be alright. Good things come to those who wait

[clinton]

God for you for posting. The worst thing would be to implode or slowly decend into dispair. I have been there and I feel for your pain. I believe in God and I will pray that things turn arround for you. The advice that Au_Hunter gave is sound. Many creditors will work with you even if you can pay them only a small amount.

Maybe you could help out at a coop for some help with meds now.

Good luck and do not give up.

clinton

I am with you. Every week it's the same thing for us. Hang in there your not the only one. If you can get out of the house go to the park or the beach and breath you'll feel better.

[longhairpokem]

Originally Posted by Au_Hunter

I'm sorry LHP...

Ya, a lot of us have had to "tighten our belts" due to the increasing cost of living.

The continual calls really do have a negative impact when you just can't do any more, but past experience has taught me that if I step up and take control by contacting the debt holders and insure them that you are willing to work with them within your means you will find *most* not all, willing to work with you.

This way you end the "knowing" that they will continue calling. Even $1.00 each month showes you are a responsible customer and not "blowing off" your responsibility, which is personally empowering.

The current situation leaves one feeling like a failure, (it did me anyway, no "projecting" onto others) so a little positive step may help you feel better.

Besides, just ignoring the problem only makes it worse. If you don't respond, then you can expect more trouble and costs if you default.

A few late payments and even paying less than is better for your credit rating than a default.

Gotta do whats right for the family first, but talk with the owner of your favorite coop too.

I learned the hard way that there is much compassion out there if one will ask. All are willing to help as they can and if I had more than enough right now, I'd pass ya a few flowers to get ya through.

I hope I'm not "interfearing or offending" by offering a couple tips I learned along my journey, but I survived the pits of depression myself and just wish to help if I can.

Much luv to ya for caring enough to share

Originally Posted by labrat

i think alot of us can relate where yer coming from!! ive been there,and am there now!! i think alot of us are in the same boat!!! just hang in there its gonna get better!!!! 9it usually does) i can run my story down to ya!! but its a never ending story!!! i have all the above and alot more!!! its a matter of being strong and fighting these demons like a mo fo!!! and you cant give up!!! cause it is gonna get better!!! i use to tell alot of jokes and clown around on W,T, and got alot of rep from people saying i made there day!!!! man that made me soooo happy and i would laugh!!! (wish i could remember the last laugh i had) so my friend your in our prayers,THINGS WILL GET BETTER FOR YOU SOON !!! just hang in there !! there is somebody always worse off!! good luck !! and stay healthy! it takes a warrior to deal with the neg thing some of us have to go through!!! peace lab rat 58yrs old and and fighting the big "C"

Originally Posted by polyrodriguez

I'm in the sameoooooo f............k it. I hope you get better soon

Originally Posted by modern_talkin

Everything is gonna be alright. Good things come to those who wait

Originally Posted by clinton

God for you for posting. The worst thing would be to implode or slowly decend into dispair. I have been there and I feel for your pain. I believe in God and I will pray that things turn arround for you. The advice that Au_Hunter gave is sound. Many creditors will work with you even if you can pay them only a small amount.

Maybe you could help out at a coop for some help with meds now.

Good luck and do not give up.

clinton

Originally Posted by cricketsmom

I am with you. Every week it's the same thing for us. Hang in there your not the only one. If you can get out of the house go to the park or the beach and breath you'll feel better.

Just wanted to thank you all... and yes this is very wide spread lots of people feeling the effects off what is going on in todays world... one day @ a time is all we can do and hope for the BEST!!!

[happyjack]

My 5 year old likes to break out in song and treat us around the house to his version of Marley karaoke lately.

The song makes me smile when either Bob or Will sings it, and now I'm sharing it with you.



Your glass may be half-full or half-empty, but be thankful for the glass and the water and enjoy a sip anyway - every little thing's gonna be alright

[Nepeta]

Everyone's feeling the pinch right now. You'll get through it. We all will.

[normancay]

Originally Posted by longhairpokem

have been a bit down lately. work is slow no custumers = no money, no money = bills pileing up not getting payed no money = no meds, no meds, and bills adding up = stress and depression and anxiety... Just wish the bill collectors would leave me the @!#* alone when I get some money to pay the bill I will call them!!! Money is pretty shity when there is not ehough it can cause lots of stress w family and what not O-well hope things get better real soon.. Just trying to hang in there....

I know how it is too man, eventually things do turn around.

When your flush you never think you will bust, when you bust you never think you will be flush again.

It is a never ending cycle ....I hate it.

[firemonkey]

Yep, definitely feeling it. It will get better. Let's all hang in here and support each other!
Love, Firemonkey

[Nepeta]

Originally Posted by longhairpokem

have been a bit down lately. work is slow no custumers = no money, no money = bills pileing up not getting payed no money = no meds, no meds, and bills adding up = stress and depression and anxiety... Just wish the bill collectors would leave me the @!#* alone when I get some money to pay the bill I will call them!!! Money is pretty shity when there is not ehough it can cause lots of stress w family and what not O-well hope things get better real soon.. Just trying to hang in there....

I dont' know if this will help you out, but it's something I've done in the past when things get a bit too tight for comfort. Give yourself a tax break if you're eligible.

I go tax exempt at my job for just a couple of paychecks. Never any more because you get totally screwed at the end of the year if you do. I'm single zero and get hit hard every paycheck, so once in a while it's worth taking the bite and know that a refund wont be something to count on come tax time, but a couple weeks right now would put me on top of the bills.

Obviously this solution isn't for everyone, and I don't know the legalities of it being an option for everyone. But it's saved my ass from those phone calls once or twice.

[endlesssky]

hey, how are you today?, i hope better!!. if you can try and change yor enviorment, it my be a change enough to make your self feel alittle better, i know your in pain and the worst is emotional pain and plus the phyiscal pain to deal with. your plate seems full. take a deep breath. they attached my partner wages the IRS did and they take their share evey payday, and still we are getting phone calls from creditor;s.. if you give them a dollor amonth i wonder what they would do!! i'm going to try and give them 20 bucks a month. each one, their all medical bills, try and listen to upbeat music, not sad, it make's it worse. if you can maybe you can go for a nice walk and try and just notice your breathing, make sure your not holding your breath, i hold breath when i'm upset and don;t know it till i take a huge breath, anxious and taut, so i try and notice all the wonderfull stuff around me.[ flowers your way]. i hope you feel better and i hope another door opens for you, seems to me when one closes another one opens. so hang in my friend, and i know one thing forsure and it will change everything changes sooner or later. so try and change the way you feel . watch a movie. and try to get your mind off of it and how you feel might change. i am praying for you,,, GOOD LUCK, and i just got out the hospital last week . i was in for four days and almost lost my leg and my life to cellutitus,the fluid swelled up in my legs and got infected, so i spent 4 days on the surgecal ward, very freaked and scared i might lose that battle since i anm on pridnzone. which lower's the immune system. so since the pain has subsided, i am about the most gratfull person, man i have never felt pain like that thank god for morphine for four days, and i just now finshed my antibotic's, but still running a fever, but i feel better to day, i just would like to help you, but i too am broke, i had to take out two paYday loans to get my meds, and my payback is 600 bucks in two weeks,,, i just dug a small hole! see ya hang in man!! it'gets better! Endlesssky:partysmile:

[happyjack]

For you... another snippet of my happy chaildhood spent on my ass in front of the TV.
sorry it's a repeat... now, smile!



Hope things are feeling "haw-haw" for you today longhairpokem, and for the rest of our bright shining world too!

[LaMaida1977]

You are not alone. Things are so tight with me right now, it's hard to breath. Hope helps.

[sharkeybamf]

Originally Posted by longhairpokem

have been a bit down lately. work is slow no custumers = no money, no money = bills pileing up not getting payed no money = no meds, no meds, and bills adding up = stress and depression and anxiety... Just wish the bill collectors would leave me the @!#* alone when I get some money to pay the bill I will call them!!! Money is pretty shity when there is not ehough it can cause lots of stress w family and what not O-well hope things get better real soon.. Just trying to hang in there....

Man, I'm right there with you. Bill collectors have been making me more and more anxious lately which in turn makes me capable of less and less work which again makes things worse. I finally composed myself and spoke to a financial advisor who made me feel a Hell of a lot better.

He told me to just talk to these collectors and tell them that I just flat out don't have the money, and we'll have to work out a payment plan that is workable. If they don't like it, they can go fuck themselves. Taking you to court for the money isn't going to get them the cash any faster or cheaper, so they'll take whatever you can promise. Thus far it's worked with each one, and I've breathed a lot easier. They can't get blood from a stone, man. Stay strong.

[longhairpokem]

Things have been a bit better...Just trying to deal with things and take them one day @ a time not much I can do to change thing so just trying to make the best of it... Really enjoying the Thai Haze from CRC Very uplifting effects...

[cannadyke]

Originally Posted by longhairpokem

Things have been a bit better...Just trying to deal with things and take them one day @ a time not much I can do to change thing so just trying to make the best of it... Really enjoying the Thai Haze from CRC Very uplifting effects...

hang in there LHP!!! it's tough, i know......i was layed off over a year ago and it's been some very tough going. an emotional rollercoaster of highs and lows. the best advice that i can offer is to stay focused, try to stay positive and be creative about finding new customers.

maybe some gorilla marketing? don't just sit and wait for the work to come to you. figure out ways to bring in new clients. maybe some flyers or postcards? email blast? web page showing off your work? networking @ events, etc........

[longhairpokem]

hit the spare the air concert in fullerton this weekend passed out 700 flyers with back to school deal any tounge or navel piercing 20.00 now just waiting for the flood of custumers lol Hope to see a 1/ return on flyers

[cannadyke]

Originally Posted by longhairpokem

hit the spare the air concert in fullerton this weekend passed out 700 flyers with back to school deal any tounge or navel piercing 20.00 now just waiting for the flood of custumers lol Hope to see a 1/ return on flyers

good job! yeah, flyers or direct mail are usually 1-2% return. if you are down by fullerton, you may want to pass out flyers on campus or put little stacks of them @ places where the students hang, or run a small ad in the CSF paper.

[longhairpokem]

Thing have been hectic with the kids back in school 13, 6, and 19 months little one not in school yet lol ... but yes have been trying to get out in my spare time and hit all the places around the college @ lunch time... have been flyering for about a week now but have yet to get any response...

[cannadyke]

Originally Posted by longhairpokem

Thing have been hectic with the kids back in school 13, 6, and 19 months little one not in school yet lol ... but yes have been trying to get out in my spare time and hit all the places around the college @ lunch time... have been flyering for about a week now but have yet to get any response...

if you keep it up, and don't get discouraged (despite the response) it will eventually pay off. good luck!!!!

[Nikkodimus]

It was good to see this today... I am new to WT and was just browsing about, feeling the darkness of a long depression closing in... It was nice to see that sombody out there at some point in time thought that everything would be alright... I pray and pray and pray...

thank you for a place to vent and a glimer of hope

[Kushad]

im reallllly down right now. i lost someone very important to me. i neglected to treat them the way they deserved. i think i deserve to feel this way but i really miss and love them.

im suepr down. i don tknow why but i feel reallly bad. it hurts. i feel so down im like numb.

i really hope everything works out for you guys!

love u all.

thank you for allowing me to vent.